Personal Lines

Personal Lines

Home | Auto | Life | Health | Motorcycle | Boat/Watercraft | Recreational Vehicle | Renters | Identity Theft | Flood | Umbrella/Excess

Commercial Lines

Commercial Lines

General Liability | Workers Compensation | Bonds | Farm Packages | Property | Inland Marine | Builders Risk | Error and Omissions | Commercial Auto | Commercial Umbrella | Employment Practices Liability | Director & Officers Liability

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River Oaks Insurance Services are designed for you

We want you to be covered in every part, and at every state of your life.

Integrity and satisfaction

River Oaks has expertise providing professional, personal service and consistently receives high recommendations from customers and members of the community.

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Our Dedicated Team

At River Oaks Insurance, we pride ourselves in our ability to provide thoughtful and comprehensive insurance solutions to individuals and families. We are uniquely positioned in the marketplace to deliver exceptional choice, excellent coverages, and expert advice; making River Oaks Insurance companies the top choice for customers who want the best insurance value available. We've achieved this position by partnering with the premier regional and national insurance carriers, strategically seeking out unique and exclusive programs and products, and committing as a company to market knowledge and continuing education.

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Laurie Muirhead

Personal Lines Broker

Laurie has been in the insurance business for thirteen years. She is a personal Lines broker, with the ability to match her clients with the right insurance companies, and the right coverages, all at an affordable price. Laurie is married and lives with her husband and two children in Hughson.

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Ahren Hohenwarter


Ahren is a Commercial Insurance Advisor for River Oaks Insurance Services. Ahren has been in the business for thirteen years and is an authority on enterprise risk management. His goal is to provide his commercial clients highly efficient insurance programs that maximize their protection and profit. Ahren lives in Oakdale with his wife, son and two dogs.

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Nona Herman

Customer Care Representative

Nona Herman has been in the insurance business for fifteen years. She is a Customer Service Representative in our Personal Lines department. She takes care of the customer's need by providing and delivering professional, helpful, high quality service and assistance before, during, and after customers' requirements are met. Nona is married and lives with her husband and two children in Salida.

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